FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Stay Merry, Stay Alert!

Don’t let fradulent activity steal your holiday cheer! Double-check emails, avoid clicking unknown links and shop only on trusted sites. For security tips, please visit our Fraud Prevention Center.

PERSONAL CHECKING THAT OFFERS MORE FIT. LESS FEES.

Your most used account gets you used to more.

Choose the checking account that is a perfect fit for where you are while getting features that fit perfectly with your future goals. FirstRewards Checking is an innovative product that builds interest with no minimum deposit while refunding out-of-network ATM fees. USA Senior and Essential Checking are user friendly and fee free. Our tiered interest account puts your deposits to work towards your goals. Checking is the account you will use the most. We’ve created accounts you can use to do more.

Essential Checking

  • Does not include: Interest Bearing
  • Includes: Free 皇冠365 Visa® Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Paper Statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply.

LEARN MORE

FirstRewards Checking

  • Includes: Interest Bearing
  • Includes: Free 皇冠365 Visa® Debit Card
  • Includes: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Does not include: Monthly Paper Statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. No minimum balance required to accrue interest. Fees for using non-皇冠365 ATM’s will be refunded each month.

LEARN MORE

Interest Checking

  • Includes: Interest Bearing
  • Includes: Free 皇冠365 Visa® Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Paper Statement
  • Includes: eStatements

$1,000 Minimum Opening Deposit

$8 monthly service charge if balance falls below $1,000. Service charges apply. Higher interest rate on deposits.

LEARN MORE

Swipe Smart Checking

  • Does not include: Interest Bearing
  • Includes: Free 皇冠365 Visa® Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Does not include: Unlimited Check Writing
  • Includes: Monthly Paper Statement
  • Includes: eStatements

$25 Minimum Opening Deposit

No monthly service charge. Other institution ATM fees will apply. Minor accounts must be opened with a parent or guardian as a joint owner.

LEARN MORE

USA Checking for Seniors (age 62+)

  • Does not include: Interest Bearing
  • Includes: Free 皇冠365 Visa® Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Includes: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Paper Statement
  • Includes: eStatements

$100 Minimum Opening Deposit

No monthly service charge. No monthly minimum balance required. Other institution ATM fees will apply.

LEARN MORE

皇冠365 - Bauer Financial Rating
CHART YOUR FINANCIAL COURSE BY THE STARS

皇冠365 has again earned a coveted Five-Star Superior Rating from BauerFinancial, the nation’s best bank rating service analyzing and reporting on the financial condition of the nation’s banking industry since 1983. This means we’re one of the strongest financial institutions in the nation. Bank local at 皇冠365 and bank strong.

For more information on Bauer Financial, visit www.bauerfinancial.com.

CUSTOMER CONTACT CENTER 7 am – 6 pm CST Monday – Friday
7 am – 4 pm CST Saturday Call 1-800-413-4211
CONTACT A LOCAL BRANCH First Locator
WHAT ARE WE UP TO? We’ve got a lot to share as we grow. Latest news, events and more. Go To FirstNews >